Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Structured Settlement Payment Rights
Structured settlement payment rights refer to the right to receive payments outlined in a structured settlement agreement. These rights are also commonly called structured settlement receivables.
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Servicing of structured settlement payments is an arrangement that comes about when someone receiving a structured settlement enters into a transaction to sell some, but not all, of their structured settlement payment rights to a structured settlement factoring company.
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“Division of Plaintiff Rights” schmooze is a ruse. Bogus solicitation to sell your structured settlement payments to Rising Capital. If you sell to Rising Capital, or any other company like them, your “dough” ain’t rising. “Pennies on the dollar” sure isn’t rising. More like a flaccid souffle
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Accurate data about structured settlement factoring would be uselful for legislators to understand how big the problem is. Is it small or is it something that sticks out? What we have is a 20 percentage point swing. So what is the truth?
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Genex Capital CEO Roger Proctor did the structured settlement industry and consumers a substantial service in earlier responsive court filings by defining investments by the investors in this case, when subject to a payment servicing agreement, as a “subset” or “the lesser subset” of payment rights.
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It took Buffalo Business First two sentences to completely flub structured settlements in profiling CrowFly, a local firm, co-founded by its current CEO Nita Bhatia and Milestone Consulting’s John Bair and Tony Barnes.
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Structured settlement receivables were often falsely promoted as annuities by those with no insurance, financial advisory or securities licenses, operating in a gray area. A decade on, legal cases reveal a growing body of victims bubbling to the surface like coffins in a flood.
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The hammer is coming down on the possibility of any investors in structured settlement receivables (factored structured settlement payment rights), deriving any benefit from insolvency protections designed to protect buyers and beneficiaries of legitimate annuities and life insurance.
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The risk for people who are already invested in other people’s structured settlement payment rights is that the exclusion is applied retroactively and they have no protection in the event of insolvency of the underlying annuity issuer or bankruptcy of the qualified assignment company.
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A Secondary Market Annuity is not an annuity says the NAIC. If you invest in an SMA, you have no insolvency protection in 34 states, with 2 considering it and the NAIC pushing hard for all 50 states to adopt 2017 revision to the Life & Health Guaranty Association Model Act (#520).