Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlement Factoring Auction Sites
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Structured settlement buyers giving financial advice to structured settlement annuitants about selling their structured settlements, are likely to be both unlicensed and uninsured, leaving you grasping for straws if you have a problem.
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The term Settlement Exchange falsely implies a regulated marketplace. Settlement exchange is not like a stock exchange which IS highly regulated. There’s no federal or state supervision of a so called “settlement exchange”. Structured settlement sellers & investors should not be confused.
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Why is there no regulation concerning who can legally advise annuitants concerning the disposition of structured settlement payment rights, who can legally advise investors about the purchase of structured settlement payment rights, what is acceptable business conduct and what is prohibited?
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Richart Ruddie of JRR Funding and Profile Defenders was among those sued by Las Vegas sports betting giant Bill Walters for conspiracy and deceptive practices. Walters said Defendants put up phony websites to trick gamblers into thinking they were buying betting tips from him.
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The ability of investors in structured settlement payment rights to receive the same statutory protection as an annuitant who is receiving the payments as damages for their physical injury or a wrongful death is a matter for speculation.
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The National Association of Settlement Purchasers (NASP) has firmly acknowledged that some structured settlement purchasers engage in unethical conduct by devoting an hour to the topic “Litigation Update and the Impacts of Unethical Conduct”
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Contrast the traders of structured settlement payment rights with insurance licensed people working with injured parties, insurers and lawyers to place structured settlements. The latter ARE subject to regulation of sales practices. Those securities licensed, ARE subject to FINRA and/or SEC regulations which include fingerprinting and background checks.
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If you’re promised a minimum number of bids for your structured settlement payments and the bidders consist of Fred, Barney, Wilma, Betty, Pebbles and Bam Bam, how do you know you getting the prime cut of the stegosaurus burger? What if the auctioneer fails to disclose these relationships?
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If you need liquidity and selling structured settlement payments is the the only viable option , then you better shop around! Those who don’t care and run to the nearest “cash now pusher” may be costing themselves large amounts of money. Structured settlement expert John Darer fills in the details in this informative video podcast.