Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
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- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
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Category: Structured Settlement Ethics Questions
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Whether or not you are a fan of JG Wentworth or Genex Capital, you have to consider whether such tactics are ethical.
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David Springer admitted under oath that he was the nly employee of Sovereign Funding.There is nothing wrong with “admiring” yourself in a mirror but , in my opinion, there is something seriously unethical when someone or some entity reviews itself in public facing social media to drum up business!
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Some structured settlement brokers and settlement planners throw around the term “fiduciary obligation” very loosely in their advertising. Isn’t there big difference between agents and brokers in terms of responsibility? Agents or buyer’s brokers have a duty to the factoring company or the investor. Don’t brokers who solicit and then are engaged by structured settlement…
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Ethical stress points that arise at the intersection of the structured settlement primary, secondary and tertiary markets and serve as a foundation for a debate on ethics and the creation or enhancement of industry standards for transparency, for the greater good.
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Doesn’t an organization have the right to say or show what it stands for? And what it doesn’t?
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Structured settlement annuity issuing life insurance companies have significant exposure because they have a mandatory obligation of compliance with the Gramm Leach Bliley Act’s Financial Privacy Rule (see Disclosure of Nonpublic Personal Information, codified at 15 U.S.C.§§ 6801–6809)
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Is it EVER acceptable for your structured settlement broker or settlement planner to sell, or offer to sell lists of names, contact information, specific payment information, of your client(s) or annuitant(s) to a factoring company?
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There’s nothing wrong with offering structured settlement payment rights to investors provided that the “product” is not mischaracterized or misrepresented as an annuity. Such mischaracterization and/or misrepresentation should not be tolerated in the market place
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Consumers may not understand that they get one set of protections when buying an annuity or receiving an annuity funded structured settlement, different protections when buying a variable annuity and unclear protections when buying structured settlement payment rights