Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Funding Agreements in Non-Qualified Assignments
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
about
Category: Structured Settlement Brokers
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Pacific Life has nearly always beat everyone on short term cash flows of up to 15 years. That’s the main reason that people use them. With interest rates as low as they were during that time frame, many people opted for shorter fixed term structures. They also introduced an innovative new product!
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With structured settlement factoring discount rates having dropped considerably, structured settlement annuity issuers should consider reviewing the fixed and determinable formula they use for a death commutation rider to be sure its competitive
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Structured Settlement annuities are only placed by or in conjunction with licensed agents, brokers and consultants who hold active life insurance licenses. Even if someone calls themselves a settlement planner, they are acting s agent or broker when placing, or co-broking a structured settlement annuity
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Berkshire Hathaway has emerged as a leader in structured settlement annuities by proactively informing annuitants about the risks of selling their payments. Through notices and the Hardship Exchange Program, they warn against aggressive buyers and promote the benefits of structured settlements, ultimately aiming to protect clients’ interests and minimize transactions.
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Could insurance companies, including those that issue structured settlement annuities, offer more to their customers if a 16 year old revenue sapping regressive Federal tax were abolished?
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Successful NYC medical malpractice plaintiff lawyer related to me in a discussion of his client’s economic damages, that he retained the “expert the defense likes to use” for his economic report. The NYC med mal lawyer opined that his choice of expert could be more credible.
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As part of its screening process A.M.Best asked for and independently validated 8 client references, people who had actually done structured settlement business with 4structures.com LLC. Furthermore, only professionals whose credentials have been verified by A.M. Best receive the BestMark.
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The thought that qualifying for an incentive trip could possibly override what is best for a client would be both unethical and unconscionable and surely not sort of conduct that the structured settlement company, its compliance department or insurance regulators intend.