Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlement Broker Business Practices
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Commissions are set by the annuity issuer and part of filings with the State of NY Dept. of Financial Services. Exceptions have been allowed with 9-11 victims families’ structured settlements with the Victims Compensation Fund and settlements with survivors of Marines killed in the Beirut barracks bombing in Lebanon in the 1983
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Are there any ethical considerations for a structured settlement co-broker placing a structured settlement for the defense using the information about the plaintiff’s structure to solicit them in the future for other insurance, advisory or investment products and services by them or third parties?
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Structured settlement watchdog John Darer speaks about his mission for structured settlement consumers
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Does taking a professional designation course sponsored by a trade association count as attending the University of Notre Dame? Apparently a structured settlement broker holds himself out in this manner, in contravention to the facts about the designation posted on his trade association’s website.
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Would it be ethical for a structured settlement broker or structured settlement firm or owner of structured settlement firms to monetize contacts it has developed via referrals from personal injury lawyers or insurance companies, by accepting money from J.G. Wentworth, or any other company in the structured settlement sceondary market?
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American General Life Insurance Company, a structured settlement annuity issuer, amended its General Agent’s contract in 2012 to state, in no uncertain terms, its position against Factoring and Secondary Market activities of its appointed general agents and their employees and affiliates
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There are more than two ways to operate successfully in the structured settlement business going forward. There are opportunities in multiple business models if one has the vision to see them. Why fight over the same wooden nickel?
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Ethical stress points that arise at the intersection of the structured settlement primary, secondary and tertiary markets and serve as a foundation for a debate on ethics and the creation or enhancement of industry standards for transparency, for the greater good.
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4structures.com, LLC takes customer service seriously. The company places a great deal of importance on listening to its customers, communicating with them and addressing their needs. Our clients’ happiness is very important to us.
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The structured settlement watchdog John Darer has recently learned from a factoring company that it was offered a structured settlement agency's book of annuitant contact information within the last several years, the identity of the structured settlement agency and the parties involved in the discussions According to our sources, the discussions proceeded to the level…