Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Structured Settlement Assignment
A Structured Settlement Assignment is a legal novation in which the liability for making future periodic payments to a Payee is assigned to a company that assumes the obligation and acquires a qualified funding asset, most often a structured settlement annuity.
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Asset based structured settlement assignment fees can run upwards $10,000 on a $1,000,000 case. It’s way more than a normal assignment fee. The fees may not be disclosed and simply built in to the cost. What you may encounter is obfuscation by multiple layers of complexity. That’s not good.
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In December 2006, a legal opinion raised doubts about the ability of assignment companies to restructure periodic payments, leading many insurers to withdraw from commutation programs, favoring factoring companies. However, a 2009 IRS ruling clarified that assignment companies could restructure obligations without tax implications, allowing insurers to resume commutation offerings.
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John Darer reviews how structured settlements work. How structured settlements are established. It’s important that those who are establishing structured settlements for injured parties and their attorneys be able to articulate what they are selling accurately.
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I don’t think it is reasonable to dismiss the anecdotal evidence or personal observations of the settlement planner, structured settlement broker or a personal injury lawyer who has represented hundreds or thousands of plaintiffs
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Learn more about secured creditor status and the form of qualified assignment needed on structured settlements where secured creditor status is desired.
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A qualified assignment under IRC Section 130(c) is designed to take on the obligation to pay future periodic payments for damages that qualify under IRC 104(a)(1) and IRC 104(a)(2). That’s it.