Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: structured judgments
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Present value calculations under New York CPLR 50B must also take into account a 4% growth rate on future damages while reducing to present value using the applicable discount rate. So what happens if the growth rate exceeds the discount rate?
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The National Structured Settlement Trade Association (NSSTA) has been offering the designation of Certified Structured Settlement Consultant for almost 15 years in conjunction with the University of Notre Dame. The NSSTA and the 550 or so members and designation holders use and have used the acronym "CSSC" to go along with such professional designation in…
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What are the ramifications in a New York CPLR Article 50-A or 50-B structured judgment if the annuity issuer and/or insurer goes “belly up”?
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It is critical to note that the final resolution of a New York matter which results in the periodic payments embodied in New York CPLR 50A or CPLR 50B IS NOT a structured settlement. It is a structured judgment. Structured settlements can be customized. Structured judgments are rigid.
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The following Question and Answer Memo was distributed by AIG/American General today. The AIG/American General memo addresses the recent AIG corporate earnings announcement, the recent ratings actions and reaffirms the strength of AIG/American General and the entire AIG global operations. Download qa_2008_earnings_and_updated_rating_agency_actions.pdf The AIG/American memo follows two recent Structured Settlements 4Real posts on the topic:…
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What happens when a jury awards future damages for pain and suffering under CPLR Article 50-A or 50-B and plaintiff dies the next day? Does the plaintiff lose their recovery for the element of future damages to be paid in cash?
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The distinction between structured settlements and structured judgments is unfortunately lost on occasion by the news media and unsophisticated financal bloggers.
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The SPI account of the structured settlement process is incorrect. SPI’s description of the assignee, to whom the obligations are assigned, is wrong.The assignee isn’t a major life insurance company and NOT the structured settlement annuity isssuer. Most are special purpose qualified assignment companies.
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New York CPLR Article 50B has a statutory 4% escalator built into it that has troubled defendants. The statute has been in effect effective since August 1986.
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A rated age is an important component of a structured settlement pricing when there are life contingent payments