Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: St. Petersburg Settlement Planning
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The article discusses the dangers of hidden credit entanglements that can harm individuals, particularly injury victims and settlement payees. Co-signing occurs informally through arrangements like shared phone plans and utility accounts, leading to significant credit damage. This vulnerability is exploited by predatory actors, creating a cycle of financial distress and manipulation.
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This SNT Class Action Lawsuit is a BIG DEAL exposing a lack of governance/oversight for financial and nonprofits for vulnerable disabled persons..A tragic loss to the victims with special needs. No way to sugarcoat the level of deception and incompetence if one is to believe what’s in Class Action Complaint.
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IRS has issued Chief Counsel advice 200922041 which offers guidance on the meaning of “disabled” as it relates to IRC 72(m)(7), the disability exception to the 10%, pre 59 1/2 distribution penalties from IRAs and annuities (the use of “annuities” in this case does not include structured settlement annuities).
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The American College has enhanced the Chartered Financial Consultant® (ChFC®) designation, now requiring nine college-level courses starting October 1, 2009. This includes elements of the CFP certification and specialized electives. Established in 1982, the ChFC® signifies a high standard of knowledge in financial planning, distinct from the CFP credential.