Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
about
Category: St. Paul Structured Settlements
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A rated age helps quantify the cost of funding a structured Medicare Set Aside Arrangement (MSA) at the maximum discount and a more cost efficient funding of the future pain and suffering and future medical elements of damages in a New York structured judgement
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Period Certain in an annuity, means the number of years that the payments will be paid regardless of whether or not the payee of the structured settlement annuity (or retirement annuity) survives the entire payment schedule.
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Did you know that a structured settlement need not only be funded with an annuity? Treasury Funded Structured Settelments are among the other options.
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A structured settlement is NOT “a special interest bearing account”. Foti has mislabeled interest bearing depository accounts that are set forth in Section 540.08 of the 2008 Minnesota statutes and 145.05(d) and 145.05(e) of the above cited rules as structured settlements. Boo!
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4structures.com offers a comprehensive list of customer service numbers for structured settlement annuity issuers, including those no longer active. The resource aids individuals with structured settlements in managing changes, checking payment statuses, and obtaining assistance. Additionally, it highlights potential issues with servicing agreements involving factoring companies and other helpful tips.
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MetLife announced that it had elected NOT to participate in the US Treasury’s Troubled Asset Relief Program (TARP) stating “The company remains well positioned to continue meeting needs of clients and has the capacity and financial strength to further solidify its leading position in the industry.”
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The claim that structured settlements are “tax-free” is misleading. While most structured settlement payments are exempt from federal and state income taxes, other taxes, such as estate taxes and certain excise taxes, may apply. Advertisements must accurately convey these nuances to avoid deception according to federal regulations.
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John Darer discusses the concept of settlements, emphasizing that they are negotiated compromises rather than victories. He clarifies that settlement agreements explicitly state they do not imply liability. Additionally, he critiques misleading advertisements that suggest one can “win” or be “awarded” a settlement, reinforcing the importance of accurate terminology.
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CONSTRUCTIVE RECEIPT…Two big words. Add one fatal tax principle. Possible E&O Claim.