Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Spencer v Hartford
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Dick Risk and his crew are about as responsible for Hartford Life’s antics as Aviva, AEGON, Mass Mutual, and Genworth are for ghosting the structured settlement game during the great industry reshuffle.
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Why wouldn’t the Spencer litigants be interested in enhanced financial security? What about the millions of other owners or beneficiaries of Hartford insurance products?
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While it is believed that such practices no longer take place, Hartford’s structured settlement program has traditionally had the prerogative to offer plaintiffs who seek a structured settlement no choice but to place the structured settlements with its Hartford Life Insurance Company subsidiary, whether or not it was competitive.
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Enjoy money that bounces? Consider a Hoppity Hop, If you prefer stable, tax-free income, a structured settlement is a good choice. While you can indulge in financial flexibility, incorporating a structured settlement into a well-designed plan can provide a lifetime of consistent “layups” and “3-pointers.”
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On May 19, 2012 I was at the Allianz Arena in Munich Germany to witness the final of the UEFA Champions League between Bayern Munich of Germany and Chelsea FC of London (my team). Bayern scored 7 minutes before the end, Chelsea equalized 5 minutes later and Bayern missed a penalty in overtime before an…
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Now that the Spencer v Hartford settlement has been finalized and distribution checks have been mailed perhaps the scaremongers "firing guns into the sky" from the left wing of the settlement industry (to those trial lawyers who will listen), can stifle themselves. The structured settlement watchdog condemns the behavior of a certain element of those that refer to themselves…
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Those in the structured settlement/ settlement planning industry fixing to use Spencer v. Hartford for marketing should take a moment to reflect on their own practices. It’s ironic to think that, in the end, a connection will be drawn between these over-the-top marketers and their own lack of transparency.