Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

recent posts

about

The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Sovereign Immunity

  • Structured Settlement Resilience that Factoring Companies Can’t Breach

    Structured Settlement Resilience that Factoring Companies Can’t Breach

    The article by John Darer discusses the challenges faced by factoring companies regarding structured settlement annuities owned by the U.S. government, particularly under the Federal Tort Claims Act. Despite prior legal precedents, companies like Stratcap continue to provoke legal disputes, as seen in a New York court case involving attempts to sell rights to future…

  • The Yellow Payment Stream By I. Peachtree Daily

    The Yellow Payment Stream By I. Peachtree Daily

    Yet again a cash now pusher has tried to factor a structured settlement annuity owned by the United States of America and someone has pissed on its leg. This time it's the United States District Court for the District of Kansas ordering summary judgment for the United States on March 10, 2009 in an interpleader…

  • Cashing Out US Government Owned Structured Settlement Annuity Fails… AGAIN

    Yet another attempt to cash out a structured settlement entered into with the United States government has failed. In the Consent Judgment by the United States District Court for the Eastern District of Pennsylvania filed December 17, 2010, for the Interpleader Action of The American International Life Assurance Company of New York v The United States…