Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- 🌿 THE PLANTIFF HEDGE — Q2 2026
- Bad Faith Structured Settlements
- Most Trustworthy Structured Settlement Annuity Companies 2026 by Newsweek/Statista
- The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine
- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
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Category: Settlement Planning Standard
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It is scary to think that there are people who slap on the moniker “settlement planner” who then put out such tripe as “A contrast between these two features (rate age and rates) is the most reliable way of determining a great settlement plan”.
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Structured settlements offer many valuable benefits to tort victims. But too much of any “good thing” is not necessarily a GOOD THING. Structured settlement consultants, attorneys , judges and tort victims must be aware of why there is a need for a comprehensive plan of distribution of settlement proceeds that follows a fact finding process.
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John Darer reviews the Registered Settlement Planner professional designation in the May 25, 2009 Connecticut Law Tribune and introduces Connecticut’s legal community to an elevated standard of practice for settlement planners..
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On the one hand one can say that watchdog commentary exposes bad behavior and the exposure of the bad behavior is not good for business. On the other hand having knowledge of bad behaviors, letting them continue and doing nothing about it is also not good for business.
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If a money manager was going to charge you 3% to manage your money in a money market fund for a few weeks or a month would you do it? If your answer is no, you might want to question the wisdom of any structured settlement broker or settlement planner who recommends going through the trouble of setting up…
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John Darer, President of 4structures.com, LLC in Stamford CT, was the first settlement planner in the USA to earn the Registered Settlement Planner credential. The RSP’s rigorous graduate level coursework is designed for committed specialists in comprehensive settlement planning.
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Nice "toe stubbage" from settlement planner Bill Tilley of Amicus Settlement Planning who solicits trial lawyers with the warning "The Most Serious Risks You Don't See Coming". Ironically in designing his website Tilley apparently hasn't "seen coming" an apparent violation of New York Insurance Law by how he has engaged in search engine optimization. You…
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The question of whether insurance brokers are required to obtain the lowest cost insurance that meets the insured’s needs was addressed by the Missouri Supreme Court in the case of Emerson Electric Co. v. Marsh & McLennan Cos., 362 S.W.3d 7 (Mo. 2012).
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Following is my interview with Jan Schlichtmann which appears on the Voices of The Law Channel of The Legal Broadcast Network. Watch the interview and learn why I became a watch dog and why do what I do. http://serve.a-widget.com/service/getWidgetSwf.kickAction Note: A portion of the interview deals with "the Connecticut woman" factoring saga which at the time of…
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Patrick Hindert’s latest critique takes aim at a concept he calls 468B QSF settlement consulting. This idea apparently revolves around the typical use of a 468B QSF trust fund, which often seems to introduce unnecessary expenses to settlement transactions.