Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Secured Creditor Structured Settlements
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At the time of posting, with all but two annuity issuers, a security interest IS available and expressly permitted under Federal tax law. Although not in the Periodic Payment Settlement Act of 1982, §130 was amended in 1988 to allow the recipient to be a secured creditor in the funding asset.
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Virtually all cookie cutter structured settlement documents work for single adult plaintiff. But the “cookie cutter” documents quickly lose their utility when the Payee is a person or entity that different than the person releasing the claims against the Defendant.
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I don’t think it is reasonable to dismiss the anecdotal evidence or personal observations of the settlement planner, structured settlement broker or a personal injury lawyer who has represented hundreds or thousands of plaintiffs
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Many plaintiff advocates “foam at the mouth” on the subject of “full market access” (appointment or access to the most structured settlement annuity issuers). Why not on the subject of general creditor or secured creditor?
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Learn more about secured creditor status and the form of qualified assignment needed on structured settlements where secured creditor status is desired.