Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Secondary Market For Structured Settlement Payment Rights
-

The Know Your Client process recently came up in a filing in a Castro County Texas dispute that concerns the Reassignment of Factored Structured Settlement Receivables.
-

Immediate Annuities.com is not accurate about Structured Settlement Receivables in referring to assigned structured settlement payment rights as an annuity or annuities. A structured settlement factoring transaction does not involve any transfer of annuity policies.The “annuities listed” as secondary market annuities are not annuities. They are receivables.
-
2017 Revisions to the Life & Health Guaranty Associations Model Act (#520) | No Effect on Structured Settlement Annuitants’ Payments and Adopted by 80% of US states. Closes false narrative that factored structured settlements are eligible for protection in the event of the liquidation of annuity issuer.
-

In 2013 Hindert considered that a pitfall occurs if settlement documents include anti-assignment clauses, which do not specifically reference and permit transfers pursuant to IRC 5891 and state structured settlement protection statutes”.The losing cause in Cordero had just that.
-

North Carolina HB 845 is an act to update the North Carolina Structured Settlement Protection Act to align with the most recent version of the Model State Structured Settlement Protection Act approved by the National Counsel of Insurance Legislators (NCOIL).The update is way more toothy!
-

Cordero’s 30 year perioid certain has 360 monthly payments, full stop,.Period certain structured settlement annuities require no medical underwriting. Pricing of a period certain annuity is unaffected by medical information. There are no medical questions on a structured settlement annuity application.
-
Czapanskiy misses the absurdity that unlike other financial services, there is little to no regulation of structured settlement factoring companies or individuals soliciting the sale of structured settlements for pennies on the dollar or dispensing financial advice that could lead to financial devastation


