Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Secondary Market Annuity Fallacy
The Secondary Market Annuity Fallacy is quite simple. The label is a false flag and misleading an investor of any sort shouold not rely on the tern, since that is not what they are being sold, nor what they are buying.
Structured settlement receivables are not an insurance product see National Association of Insurance Commissioners ( NAIC) Statutory Issue Paper No. 160 (finalized April 6, 2019)
Structured settlement Receivables do not meet the definition of annuity under the laws of most states.
Acquired structured settlement payment rightsare experessly excluded by the 2017 REvisons to the Life & Health Guaranty Associations Model Act that has been adopted by the majorty of U.S. states.
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SmartAsset does a lot of good work. Their calculators, guides, and tools help millions of people understand financial decisions that would otherwise feel opaque. This post isn’t about criticizing their mission. It’s about strengthening the ecosystem they influence. Because when a platform with SmartAsset’s reach uses terminology that insurance departments do not support, the consequences…
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Key bullet points to set you straight about some of the questionable claims made by individuals and companies to investors in structured settlement payment rights. Don’t be fooled by glib salespeople who don’t know their product.
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“Secondary Market Annuity” is a false flag used in the secondary and tertiary market to appropriate the imprimatur of annuities to market an investment that’ isn’t an annuity to advisors (including certain settlement planners) who then market the instrument to investors, including injury victims..