Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Secondary Market Annuities
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SmartAsset does a lot of good work. Their calculators, guides, and tools help millions of people understand financial decisions that would otherwise feel opaque. This post isn’t about criticizing their mission. It’s about strengthening the ecosystem they influence. Because when a platform with SmartAsset’s reach uses terminology that insurance departments do not support, the consequences…
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Financial advisors, licensed insurance agents and settlement planners who sell “subsets” of structured settlement payment rights, athlete contracts and such as “secondary market annuities” to unsuspecting clients are creating significant potential errors and omissions exposure and worse.
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An investor who has a purchased a number of factored structured settlement payment streams shared that recent turnover in payment servicers resulted in his acquired payments being delayed sometimes for several months. .When you buy a legitimate annuity, there is no payment servicing.
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Investors paid more than $150,000 for the future payments but never received any of the structured settlement payments, because the underlying transfer was vacated by a Florida judge two years later due to discovery that certain structured settlement transfer documents were forged.
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While many types of financial companies can sell annuities, only an insurance company can issue an annuity because annuities are insurance products. So says Annuity.org in parallel with the opinion of the National Association of Insurance Commissioners.