Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Santa Ana Structured Settlements
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by John Darer CLU ChFC MSSC CeFT RSP CLTC As more structured settlement designs reference external indices such as CPI‑U, the terminology used to describe them has expanded. Words like index‑linked, index‑based, and occasionally index‑backed appear in product materials and industry discussions, sometimes without clear differentiation. This brief guide provides a neutral, carrier‑friendly framework to…
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A 1035 Exchange is not permitted into or out of an SMA. The term Secondary Market Annuity is a misleading label, often used by sellers of structured settlement payment rights as a marketing tactic to attract investors in acquired structured settlement receivables. It is not an annuity.
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Despite entering and honoring 5 prior written co-brokerage agreements , Patrick C. Farber circumvented a written agreement to split commissions and cheated a fellow California structured settlement broker/settlement planner out of over $89,000 in fees, according to a legal complaint
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People with structured settlements don’t actually own the annuities funding them; these annuities are typically owned by qualified assignment companies. However, individuals with structured settlements do have the option to sell their structured settlement payment rights if a judge approves..