Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- Most Trustworthy Structured Settlement Annuity Companies 2026 by Newsweek/Statista
- The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine
- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
- Backed, Based On, Linked: A Clear, Carrier‑Neutral Guide to Index Terminology in Structured Settlements
- Can Fast Annuity Settlement Transfers Help You Sell a Settlement Annuity Like the Ad Suggests? Not Exactly🦆
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Category: San Diego Settlement Planning
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The article discusses the dangers of hidden credit entanglements that can harm individuals, particularly injury victims and settlement payees. Co-signing occurs informally through arrangements like shared phone plans and utility accounts, leading to significant credit damage. This vulnerability is exploited by predatory actors, creating a cycle of financial distress and manipulation.
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A deep dive into just how settlement planners have marketed other people’s structured settlement payments as investments, to trial lawyers, their injured clients, conservators, trustees and the Courts has revealed some pretty scary stuff that should give judges, fiduciaries and lawyers pause.
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IRS has issued Chief Counsel advice 200922041 which offers guidance on the meaning of “disabled” as it relates to IRC 72(m)(7), the disability exception to the 10%, pre 59 1/2 distribution penalties from IRAs and annuities (the use of “annuities” in this case does not include structured settlement annuities).
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The American College has enhanced the Chartered Financial Consultant® (ChFC®) designation, now requiring nine college-level courses starting October 1, 2009. This includes elements of the CFP certification and specialized electives. Established in 1982, the ChFC® signifies a high standard of knowledge in financial planning, distinct from the CFP credential.