Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: S2KM Wiki

  • Why Wikis Fail: Lessons from the Structured Settlement Industry

    Why Wikis Fail: Lessons from the Structured Settlement Industry

    A wiki is server software that enables users to create and edit web content collaboratively. While it supports community knowledge sharing, its use in the structured settlement industry is limited. Wikis often become outdated and cumbersome, making modern blogs more attractive due to their richer content and superior usability.

  • S2KM Blog Traffic Analysis Tells A Story

    One should not be surprised that according to Alexa, the majority of the search terms driving traffic to Beyond Structured Settlements, Patrick Hindert's S2KMBlog, have to do with factoring and really are "beyond structured settlements". Such terms includes: JG Wentworth, buy structured settlement, purchase structured settlement, purchasing structured settlement and buy structured settlements. The largest…

  • AIG Structured Settlement Wiki by S2KM Has Not Been Maintained and Value Must Be Questioned

    AIG Structured Settlement Wiki by S2KM Has Not Been Maintained and Value Must Be Questioned

    When someone spends so much time discussing wikis, like S2KM’s Patrick Hindert, you’d expect the information on those wikis to be current. Unfortunately, many of the S2KM wikis, such as the one about AIG, feel neglected and outdated.

  • What’s Going on With S2KM Limited?

    Where in the world is S2KM? Does the alter ego of Patrick Hindert still exist? Hindert's blog "Beyond Structured Settlements" still has occasional posts although in recent times those have been authored by NYU 3L Jeremy Babener as contributing author. Patrick Hindert's LinkedIn Profile lists S2KM Limited as a past employment ending in October 2009.…