Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Rockland Structured Settlements
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The article discusses the misleading nature of high “rate of return” claims in structured settlement proposals, often characterized by terms like “tax-free rate” versus “taxable equivalent yield.” It emphasizes the importance of accurately understanding Internal Rate of Return (IRR) calculations, noting that different cash flows may yield varying results.
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A structured settlement is NOT an award. A settlement is a compromise. A structured settlement may be part of the compromise. There has to be a “meeting of the minds”. There has to be an agreement. The settlement agreement is a contract.
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Investors, financial advisers and insurers of financial advisors should be mindful of a crucial provision of the 2017 Life & Health Guaranty Associations Model Act (#520) which has been adopted by the majority of the United States when evaluating the suitability of structured settlement receivables as investments.
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Which current and former structured settlement annuity issuers have made the 2024 Ward’s 50® of Top Performing Life Insurers
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John Darer reviews the Certified Structured Settlement Consultant (CSSC) designation, earned by completing a program by the National Structured Settlements Trade Association and the University of Texas at Austin. The CSSC program, established in 1994, requires 60+ hours of study, work experience, and passing an exam, ensuring expertise in structured settlements.
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When using split funding a structured settlement in any combination, whether a duration split, carrier split, or a product split structured settlement design , it’s a good idea to have a summary delivered to the plaintift.
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Article Implies Structured Settlement Factoring Industry In Massive Undisclosed Conflict of Interest
Advisors Face Major Conflicts On Pension Vs. Lump-Sum Decisions and Sell Structured Settlement Payments vs Lump Sum Decisions. Sometimes the provider of such advice isn’t even licensed and conflicts of interest are not disclosed.
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Jacob Adler of the Spring Valley NY, the self described “C/O of Annuitycasher(dot) com” has again delivered a master class in why “care of’ Adler” is not a reliable source of structured settlement information.
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The Spring Valley NY Adler’s insurance agency, that runs structured settlement payment buyer Annuity Casher has brought the structured settlement factoring industry to a new low with a tasteless dig at amputee burn victim, Terrence Taylor, a person of color, in this image
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Adler’s Insurance Agency is all “tangled up” in attempting to critique the Baltimore Sun’s silly statement that “structured settlements are like an annuity”.