Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Rochester Structured Settlements
Rochester Structured Settlements features commentary by structured settlement expert John Darer that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Rochester NY and Monroe County with or involved with personal injury, medical malpractice or wrongful death claims
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Congratulations to Prudential and Pacific Life who repeat among the World’s Most Ethical Companies, according to Ethisphere.Both Prudential and Pacific Life have been in business for over 100 years and are important players in the structured settlement annuity marketplace
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A structured settlement annuity is a type of annuity used as a qualified funding asset to fund periodic payments in consideration for a release in the settlement of lawsuits. A structured settlement annuity is issued by a life insurance company and can only legally be placed by licensed agents/brokers
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A Responsive Structured Settlement Commutation Rider helps maintain the benefits of structured settlement payments for survivors by assuring that only the amount necessary to pay the shortfall in the obligation to pay off liens (with an SNT), and/or tax liability (as the case may be)
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Weiss Ratings (formerly Weiss Research) | First Insurance Rating Organization to issue Independent Financial Strength Ratings for Life and Health Insurance Companies
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In 2023, Prudential launched the Income Advantage, an index-linked structured settlement annuity, enhancing consumer options alongside Pacific Life and Independent Life. This product offers growth potential, downside protection, and tax benefits, particularly benefiting personal injury victims and attorneys. Supported by two favorable IRS Private Letter Rulings, it signifies market innovation.
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Structured settlement daily rates are like daily specials at a restaurant. Just like daily specials at your favorite restaurant can vary from day to day, so can daily rates for structured settlement annuities.
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Pre-funding a structured settlement can expedite the closing process and safeguard favorable rates in fluctuating interest environments, benefiting all parties involved. Insurance companies often issue pre-fund refund letters, minimizing risks for defendants. This approach is particularly useful in complex court systems like New York, ensuring timely funding of settlements.
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Prismic Life Re will assume a $10B block of Prudential’s structured settlement annuity contracts if approved by regulators. Prudential’s obligations to the holders of the annuities will remain unchanged following the reinsurance arrangement and Prudential will continue to administer the contracts.
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Now is the time to make good use of stuctured settlements and build enduring guaranteeed income streams. Rates in excess of 5% are possible depending on duration, company and type of payments. Call 888-325-8640 for structured settlement quotes.
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For 30 years certain structured settlement brokers and settlement planners have raised the 30 year old Grillo legal malpractice case to drive structured settlement sales by trying to scare the crap out of plaintiff lawyers. But why have there been no other relevant legal malpractice cases in 30 years?