Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Retirement Planning
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Long term care stats may surprise you if you are under age 65. Long term care is not just your parents’ or grandparents’ issue. It’s yours. Calculate LTC costs in your area.
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Level premium term life insurance which can go out to age 95 is now available at very attractive long term premiums so that older plaintiffs, plaintiff attorneys and others who can’t afford, or choose not to pay, higher premiums for whole life or other permanent coverage.
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Settlement planning is a holistic approach that helps individuals make informed financial decisions regarding settlements and life transitions. It emphasizes the importance of personalized guidance and understanding unique circumstances. Stochastic analysis or Monte Carlo simulation aids in predicting outcomes by considering multiple variables, enhancing decision-making to avoid linear thinking and unforeseen challenges.
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The “annual cash flow” is a sales gimmick. It is not a rate of return! It has the potential to be misleading when used with seniors to compare to another investment as it appears to be used in the ad.
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Why take the income from the endorsement this year when you can take your endorsement fee structured? If that endorsement otherwise represents taxable income that you're not going to spend,let New York City area structured settlement expert John Darer give you some ideas for consideration. This informative video should be of interest to movie and…
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by John D. Darer CLU ChFC CSSC RSP Good news regarding Florida’s legislative efforts to statutorily protect inherited IRAs from the claims of creditors of a debtor beneficiary under Florida state law! House Bill 469 unanimously passed both the Florida Senate and House and was sent to the Governor for signature. HB 469 amends Section…
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So are you going to stay busy workin' or get busy retiring? CNBC frames the dilemma well. Get a load of these stats! 2 Year Treasury Yield <0.2% 10 Year Treasury just over 2% 3 Year CD average 0.91% How about Equities? The S&P 500 has had zero capital appreciation over the last 10 years and just…
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Allianz found by an almost 4 to 1 margin, Baby Boomers are more attracted to guarantees for their retirement savings versus the potential of high returns with market risk.
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Structured settlements are generally zero volatility income distribution products. More than half of consumers do not not wanting swings of more that 10% in their retirement portfolio according to a volatility poll conducted online by MetLife.
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The limits of deductibility for long term care insurance have increased for 2011, but who benefits? Attained Age Before Close of Taxable Year 2011 Deductible Limits40 or less $ 340More than 40 but not more than 50 $ 640More than 50 but not more than 60 $1,270More than 60 but not more…