Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
about
Category: Recycled Structured Settlements
Recycled Structured Settlements was an early stage nickname for structured settlement receivables marketed as investments to investors. The use of the term Recycled implies a “reprocessing of waste materials for use in new products”conversion to reusable material” Source: Brittannica.com. Neither structured settlement factorng companies or payment servicing companies are insurance companies are creating an insurance product.
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An investor who has a purchased a number of factored structured settlement payment streams shared that recent turnover in payment servicers resulted in his acquired payments being delayed sometimes for several months. .When you buy a legitimate annuity, there is no payment servicing.
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The National Association of Insurance Commissioners implicitly stated in its Statutory Issue Paper 160 that acquired structured settlement payment rights are not an annuity. Investors beware!
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Does The Timing of the Inducement Govern the Legality of The Rebate? Does the Payment of the Costs of a Qualified Settlement Fund then Put a Settlement Planner in a Conflict Situation on Product recommendations where he/she/it could run afoul of Anti-Rebating laws?
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Investors paid more than $150,000 for the future payments but never received any of the structured settlement payments, because the underlying transfer was vacated by a Florida judge two years later due to discovery that certain structured settlement transfer documents were forged.
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Major back tracking and a stunning admission by Somerset Wealth, until recently a purveyor of structured settlement receiivables to investors, marketing its services via the website secondarymarketannuities(dot)com.
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Consumer protection officials gathered at the NAAG seminar in Phoenix to discuss structured settlements and the secondary market. The focus was on protecting cognitively-impaired individuals from aggressive buyout offers. The meeting highlighted regulatory gaps and the need for updated laws to safeguard consumers in light of recent abuses in the industry.
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A congressional committee asked if the “secondary market annuities” offered for sale by Somerset Wealth conform to the definition of “annuity” under the MD Code, and Does any state or jurisdiction consider “secondary market annuities” to be annuities regulated under insurance laws?
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Structured settlement receivables are an investment providing the investor with a single future payment, or a series of future payments funded by the assignment or transfer of future payment rights from someone else’s structrued settlement.
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Adler’s Insurance Agency of Spring Valley NY is pushing structured settlement derivatives (recycled structured settlements) to settling personal injury victims with deceptive information. Adler attempts to pass off structured settlement derivatives as having the same tax status as structured settlements paid as compensation for damages to the personal injury victim.