Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
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about
Category: Receivables Purchase Agreement
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Genex Capital has improved clarity in its offerings by rebranding its Assured Annuity platform to the Fixed Rate Runner™, accurately describing payment receivables instead of annuities. This change reduces confusion allowing for better investor understanding and aligns with regulatory standards, encouraging the industry to adopt clearer terminology in the tertiary market.
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It is a scam because investors cannot buy structured settlement annuities. Annuitants cannot sell them either, because they don’t own the underlying annuity. It is generally owned by a qualified assignment company. Investing means you sign a Receivables Purchase Agreement not an annuity application.
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You or your US clients may be pitched investments in other people’s structured settlements using the false flag claim that they’re annuities. Structured settlement receivables aren’t annuities and bear risks to investors that may make them unsuitable for vulnerable retirees and personal injury victims.
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The proposed “structured settlement” was touted as a structure to be purchased through a 3rd party to be facilitated TX law firm. The “annuity” proposed was in fact a “receivable purchase agreement” involving purchase of payment rights from a structured personal injury settlement from a CA case.
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There are several settlement planners who actively advise their personal clients to invest in structured. I am not confident that all of those advisors fully considered the origination and servicing risk associated with the deals they are placing. This could result in significant uncovered E&O exposures.