Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Category: “Qualified Assignment Annuity”

“Qualified Assignment Annuity” is misnaming: a mash‑up of two primary‑market statutory terms—qualified assignment and annuity as a qualified funding asset—misapplied to secondary‑market factoring, where neither term has ever operated. The phrase appears nowhere in IRC §130, plays no role in liability transfers, and has no relevance to the sale of structured‑settlement payment rights. When large, sophisticated actors repeat it, the public understandably assumes it must be correct, reinforcing a vocabulary error that blurs the statutory architecture.

  • Qualified Assignment Annuity: Stopping a Misnomer Before It Starts

    The term “qualified assignment annuity” is a misleading phrase emerging in secondary-market marketing, combining unrelated statutory concepts. It misrepresents structured settlements, potentially confusing consumers about the distinct nature of primary and secondary markets. If left unchecked, it risks spreading misinformation and promoting financial illiteracy among consumers regarding structured settlements.