Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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- A Socratic Exploration: Why “Restructuring Policies” Is Inaccurate in Structured Settlements
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
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Category: Plaintiff Attorney Settlement Issues
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What are the ramifications in a New York CPLR Article 50-A or 50-B structured judgment if the annuity issuer and/or insurer goes “belly up”?
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First, the AIG core insurance business (life, health, annuities) is not what has caused the impairment. AIG is a leader in many lines of insurance worldwide. The company operates globally on multiple silo business model. The toxic assets are confined to a single business unit
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When pressed for an answer any qualified settlement adviser will tell you that while a 468B qualified settlement fund is a useful settlement tool, it is neither appropriate nor practical to use an IRC 468B Qualified Settlement Fund for every case of every size, single claimant or otherwise.
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Structured Settlement Brokers and Settlement Planners will likely find the going tougher in the coming months as the backlash against "cash now pushers" and "factorability crack" distributors in the structured settlement industry continues to build steam and the self inflicted structured settlement and settlement planning industry weakness is fully exploited. I hate to tell anyone…
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Not withstanding an educated personal preference of the attorney or client, be wary of the opportunistic settlement planner who uses today’s report to situationally trash AIG to suit their personal financial interests while concurrently placing business with them.
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Factoring companies depend on a steady supply of structured settlements to survive. Factoring companies acquired by hedge funds and other entities have bloated cash reserves to tempt the wills of settlement brokers and settlement planners, lower their acquisition costs and satisfy their investors.
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A structured settlement is a foundational settlement planning tool with its contractual guarantees and tax advantages to act as a volatility buffer. But settlement planners who upsell by emphasizing the the factorability of a structured settlement “as a settlement planning tool” are trouble. Be cautious.
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The calculations for a structured judgment under New York CPLR 50B are complex and require significantly more knowledge by the settlement professional than running a structured annuity quote.
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The Florida Structured Settlement Protection Act (Section 626.99296) of the 2007 Florida Statutes at Section (2)(h) defines "independent financial advice" in such a way that puts a crimp in practice of certain of my industry brethren who think it appropriate to take money out of the pockets of tort victims by using the factoring companies…