Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Plaintiff Attorney Settlement Issues
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The Estate of the Minor is the default beneficiary designation for structured settlements payable to minors. Generally minors cannot make changes of beneficiary until the age of majority. This could be a problem where the child’s parent already has (or parents have) a sizable estate
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The scene at National Arbitration and Mediation in Manhattan felt surreal, with individuals in wheelchairs and emotionally burdened families juxtaposed against a loud game show atmosphere. This dissonance highlighted the serious nature of their situation, especially as Florida-based companies pushed residents to sell structured settlements for less than their worth.
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The use of the term “over-structuring” creates a “pantomime villain” for the annuitant and the settlement planner and/or cash now pusher to attack, even if the claims may be baseless in that the villain is molded by the annuitant’s own profligate spending or bad investments.
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Compensation for pain and suffering resulting from the consensual performance of a service contract is not “damages” under I.R.C. section 104(a)(2) and must be included in gross income
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A Certified Financial Transitionist may help.plaintiffs facing the need to make life impacting financial decisions during a period of heightened stress.Transition stress can impair the decision making process, perhaps even leading to a frozen state where making a decision seems impossible.
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Low interest rates continue to amplify structured judgment values in excess of the damages awarded by juries in New York City and elsewhere in New York State. Structured judgment experts can assist and provide a useful contribution as part of the financial analysis of potential case values
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A skilled structured settlement advisor can significantly simplify the structured settlement process while also easing the overall settlement workload for defense or plaintiff attorneys. Contact John Darer today at 888-325-8640.
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The practice of cramming several structured settlement payees into a single qualified assignment for administrative convenience will no longer be allowed by Prudential Structured Settlements, which underwrites structured settlement annuities through The Prudential Insurance Company of America.
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Rising interest rates should bring increased interest in structured settlements and other periodic payment solutions. The return of yields in the under 10 year range, makes structures for durations under 10 years more attractive.
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Court record sniffing structured settlement buyers can obtain information about any structured settlement that has required court approval and has not been filed under seal. They can then hound you with unsolicited phone calls? How can you stop this?