Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Plaintiff Attorney Estate Planning

  • The Structured Settlement Services Estate Tax Time Warp

      How often should one check one's website to check to see if what is being said is still current? What if the facts presented on one's website were not correct in the first place? Someone better tell Robert Risk at Structured Settlement Services that it's no longer 2001 or 2002. The following text currently…

  • Re Unifying Estate and Gift Tax Exemptions…Don’t “Bauc” At it!

    Senate Finance Committee Chairman Max Baucus (D-MT) today introduced legislation which would make permanent many of the Estate tax cuts enacted in 2001.  The bill would make permanent the estate tax levels ($3.5 million exemption/45% top rate) in effect in 2009; index the exemption for inflation; provide so-called "portability"; and would unify estate and gift…