Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: patricia laborde

  • She’s Right, Sort Of

    by Structured Settlement Watchdog Patricia Laborde. Division Counsel from "cash now" pusher Stone Street Capital, publicly admits to enjoy reading this blog and I thank her for that. She recently made an attempt to hoist me on my own petard concerning the regulation of factoring companies by linking a post that I wrote in December…

  • Cagney and Bracy

    Is Trish Laborde of Stone Street Capital angling to star with me in a modern day version of Dan Ackroyd and Jane Curtin’s popular Point-Counterpoint segment on Saturday Night Live at the next NASP or NSSTA Annual meeting? I’m talking Weekend Update, as in where Ackroyd starts off his counterpoint with and ascerbic “Jane, you…

  • Stone Street Capital Won’t “Consider Doing Business With An Individual Receiving Payments From A US Owned Annuity”

    Why do people forget that every settlement is a compromise? That compromise is the result of negotiated terms by parties represented by counsel. I wonder what damage is done to those structured settlement annuitants whose expectations have been raised by cash now pushers.