Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Objective Formula
Objective Formula is a standardized, measurable calculation or evaluation method — whether for tax liability or performance — that produces results based on fixed, verifiable rules rather than subjective interpretation.
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A Responsive Structured Settlement Commutation Rider helps maintain the benefits of structured settlement payments for survivors by assuring that only the amount necessary to pay the shortfall in the obligation to pay off liens (with an SNT), and/or tax liability (as the case may be)
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The S&P 500 does not back any structured settlement or periodic payments. “Backed” and “based” are two different things. “Based on an objective formula based on the performance of the S&P 500” does not equal “backed by the S&P 500”.
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The favorable tax treatment of indexed linked structure settlement payments, was affirmed by the IRS in Private Letter Ruling 201435006, published on August 29, 2014.