Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- Comparable Annuity Quotes in New York Structured Settlement Transfer Petitions Ripe for Scrutiny
- 🍨🔥 HOT SLUDGE DUMBDAY
- Michael Saylor’s Strategy Sells 3,588 BTC — A Cause for Concern for Anyone Still Selling “Never Sell” Narratives
- Qualified Assignee vs. Court Ordered Assignee: Key Differences in Structured Settlement Terminology
- The Superseding Indictment against Joshua Wander: How a Collapsed Servicing System Hurt Real People and Exposed a Multi‑Year Deception📆⚠️
about
Category: North Carolina Structured Settlements
-
IRC 130(c) is a definition of what a qualified assignment IS, in the context of what a qualified assignment DOES from a tax standpoint. IRC 130(c) and the other parts of IRC 130 are not mutually exclusive. Potentially huge tax consequences to attorneys deferring with factored structured settlements.
-
John Hancock Life is rolling out a new structured settlement exchange program that enables John Hancock annuitants to address their liquidity needs when they arise, while providing a measure of protection against secondary market predators
-
The longevity of the life insurance company issuing structured settlement annuities and consistency of its ratings is an important consideration when you consider a structured settlement for a long term or lifetime obligation that may stretch 50 or more years into the future
-
The article, by John Darer, discusses the complexities and potential legal issues surrounding factored structured settlement receivables as qualified funding assets. It raises concerns about misrepresentations of structured settlement payment rights, questioning the legitimacy of these agreements and their tax implications under Internal Revenue Code. The author urges readers to seek clarification and professional advice.
-
It is actually smart risk management on the part of Prudential. Insurers must have assets to match against liabilities under state insurance regulations. Large volumes of business coming in under book rates present challenges that are increasingly difficult to manage when rates shift at warp speed.
-
Structured settlement annuities are not tax exempt. Where used as a “qualified funding asset” the structured settlement payments may be tax exempt, but the essential reason for the tax exemption is the damages that the payments from the structured settlement annuities represent.
-
Life is not an arc as the structured settlement broker says. Transitions are an iterative process not a linear process. While life may throw you a couple of curve balls, life itself is neither linear nor a smooth curve like an arc.
-
Payees have sued the USA over ELNY shortfalls and failed. The United States Court of Appeals for the Federal Circuit in Langkamp case focuses on the settlement agreement. The USA’s commitment was inherent in the language of the agreement, the opinion by Judge Haldane Robert Mayer said.
-
Courts do not establish structured settlements, and such arrangements do not require court approval to avoid taxes. Tax exemptions under the IRC apply to various damages related to personal injuries, including workmen’s compensation and wrongful incarceration. Approval is necessary in cases involving minors, incompetents, or wrongful death settlements.
-
Structured Settlement Industry at “Half Time” 2019. After returning to $6 billion in production in 2018, production through Q2 2019 exceeded $3B in premium for structured settlement annuities Top 3 were MetLife, Pacific Life and Berkshire Hathaway . Prudential and USAA Life Insurance Company round out the top 5 at half time.