Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: North Carolina Structured Settlements
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In 2023, Prudential launched the Income Advantage, an index-linked structured settlement annuity, enhancing consumer options alongside Pacific Life and Independent Life. This product offers growth potential, downside protection, and tax benefits, particularly benefiting personal injury victims and attorneys. Supported by two favorable IRS Private Letter Rulings, it signifies market innovation.
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A Qualified Assignment Release and Pledge Agreement is a legal document, the execution of which sets the 2nd stage of a structured settlement transaction in motion, in the context of personal injury or wrongful death settlements where there is a desire for the Payee to have secured party status.
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Now is the time to make good use of stuctured settlements and build enduring guaranteeed income streams. Rates in excess of 5% are possible depending on duration, company and type of payments. Call 888-325-8640 for structured settlement quotes.
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For 30 years certain structured settlement brokers and settlement planners have raised the 30 year old Grillo legal malpractice case to drive structured settlement sales by trying to scare the crap out of plaintiff lawyers. But why have there been no other relevant legal malpractice cases in 30 years?
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A structured settlement annuity cannot be sold by the annuitant or payee. However, this has not deterred some from spreading misinformation to consumers. What can be sold are payment rights, provided a judge determines that the transaction is in your best interest and that of your dependents.
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The post critiques the marketing tactics surrounding Bobby Bonilla Day, questioning whether Bonilla’s contract constitutes an annuity or unfunded deferred compensation. It highlights the insensitivity of linking Bonilla’s deal to Ponzi scheme victims and emphasizes the need to reconsider the narrative surrounding Bonilla’s financial arrangement.
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A structured settlement is financial solution that addresses what most people in America worry about the most. Structured settlements should always be considered in the settlement planning mix. Let’s get this periodic payment party started! John Darer 4structures.com LLC 888-325-8640
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Structured settlement payments can be equal or unequal, depending on their qualification status. Qualified payments allow flexibility in types and durations, while non-qualified payments are subject to specific IRS rules regarding equal payments. Various companies facilitate these assignments, and there are alternative funding options beyond traditional annuities.
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Is an Annuity Policy “issued to the plaintiff” When a Structured Settlement Is Established? No, an annuity policy is never issued to the plaintiff when a structured settlement is established. See How Structured Settlements Work | Structured Settlements Explained (4structures.com)
