Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: NJ Settlement Planning
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The article discusses the dangers of hidden credit entanglements that can harm individuals, particularly injury victims and settlement payees. Co-signing occurs informally through arrangements like shared phone plans and utility accounts, leading to significant credit damage. This vulnerability is exploited by predatory actors, creating a cycle of financial distress and manipulation.
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A deep dive into just how settlement planners have marketed other people’s structured settlement payments as investments, to trial lawyers, their injured clients, conservators, trustees and the Courts has revealed some pretty scary stuff that should give judges, fiduciaries and lawyers pause.
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If a qualified settlement fund is a trust under state law,as required by tax regulations, wouldn’t any income and gains generated by the investment of the assets in the trust be subject to tax on a state or federal level?
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While a believer in comprehensive settlement planning, I think that my settlement industry colleagues must be mindful of pushing a figurative “casino buffet” when all someone wants or needs is a 2lb New York slice. Be mindful that when someone is in transition the overwhelm wire can be tripped easily.
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Does having structured settlement payments paid into a settlement preservation trust provide better protection than simply relying on state structured settlement protection statutes?
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Are you looking for First Capital Surety & Trust Company? First Capital Surety & Trust Company was a previous name of what is now known as Capital First Trust Company, a popular trustee for settlement trusts used by settlement planners to help manage personal injury recoveries.
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Are you looking for Morgan Chase Trust Company? Morgan Chase Trust Company was a previous name of what is now known as Capital First Trust Company, a popular trustee used by settlement planners.
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Settlement proceeds from a personal injury, wrongful death or other type of settlement may be structured to contribute to the annual funding of long term care insurance.
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Use of a structured settlement created outside a Special Needs Trust feeding payments into the SNT, is helpful as a tax-free volatility buffer. Compare the potential outcome of a comparable amount invested to the cost of the structured settlement (by the trustee of the SNT) in a permissible taxable investment.
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A Special Needs Trust helps preserve the plaintiff’s/ trust beneficiary’s eligibility for Medicaid, SSI and other governmental programs. A Settlement Preservation Trust is an alternative less restrictive settlement management trust for spendthrift protection, controlled liquidity, flexibility