Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Funding Agreements in Non-Qualified Assignments
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
about
Category: Missouri Structured Settlements
Missouri Structured Settlements is a collection of blogs, articles, and commentary on structured settlements by structured settlement expert John Darer CLU, ChFC, MSSC, CeFT, RSP, CLTC. The content is designed for personal injury lawyers practicing in or serving liitigants in Missouri, as well as Missouri residents involved in lawsuits for personal injury, wrongful death, or medical malpractice, employment, construction defects, or sensitive claims who are seeking settlement planning advice and information.
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John Darer reviews the differences between fixed income structured settlements annuities and index linked structured settlment annuities in response to a jumbled explanation found on another website web.
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The key take away is that it is the damages that are tax exempt. With a properly established structured settlement, that starts with an obligation to make future periodic payments as damages on account of personal physical injury, An annuity commonly funds the periodic payment obligation.
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John Darer reviews what’s behind industry growth which saw March 2024 premium production at $774 million. Q1 2024 industry production was $2.273 BILLION, a new quarterly record that follows the structured settlement Industry’s $8.68B Record Year in 2023.
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John Darer, is a structured settlements expert who has written a number of blogs concerning structured settlement commutation riders. Here John Darer reviews a claim by Annuity.ORG, an organization that shills for CBC Settlement Funding of Conshohocken, PA, about commutation riders..
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A structured settlement annuity is a type of annuity used as a qualified funding asset to fund periodic payments in consideration for a release in the settlement of lawsuits. A structured settlement annuity is issued by a life insurance company and can only legally be placed by licensed agents/brokers
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A Responsive Structured Settlement Commutation Rider helps maintain the benefits of structured settlement payments for survivors by assuring that only the amount necessary to pay the shortfall in the obligation to pay off liens (with an SNT), and/or tax liability (as the case may be)
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In 2023, Prudential launched the Income Advantage, an index-linked structured settlement annuity, enhancing consumer options alongside Pacific Life and Independent Life. This product offers growth potential, downside protection, and tax benefits, particularly benefiting personal injury victims and attorneys. Supported by two favorable IRS Private Letter Rulings, it signifies market innovation.
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A Qualified Assignment Release and Pledge Agreement is a legal document, the execution of which sets the 2nd stage of a structured settlement transaction in motion, in the context of personal injury or wrongful death settlements where there is a desire for the Payee to have secured party status.
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Structured settlement daily rates are like daily specials at a restaurant. Just like daily specials at your favorite restaurant can vary from day to day, so can daily rates for structured settlement annuities.
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Structured settlements are negotiated and are the result of a compromise. Awards are not settlements A Grammy Award is not a settlement. An Academy Award (Oscar) is not a settlement. Iff the President pins the Medal of Honor on you it is not a settlement. If you make Dean’s list it’s not a settlement.