Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Misinformation About Structured Settlements
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“Do I have to pay taxes on my structured settlement?” wonders the Orlando-based StructuredSettlements.com. The short answer? Usually not. Their barely-there explanation makes a cameo in the latest episode of What’s Wrong Wit Dat?
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Structured Settlement Watchdog critiques 123 Lump Sum, a structured settlement factoring company, for incorrectly stating that a defendant in a civil suit is guilty rather than liable. The company, which seeks to buy structured settlement payment rights for less, is criticized for misleading consumers about the nature of structured settlements.
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It took Buffalo Business First two sentences to completely flub structured settlements in profiling CrowFly, a local firm, co-founded by its current CEO Nita Bhatia and Milestone Consulting’s John Bair and Tony Barnes.
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A law firm in Fort Lee, New Jersey, questions the drawbacks of structured settlements but provides insufficient responses. The critiques regarding taxes and economic changes are addressed, emphasizing the stability and tax benefits of structured settlements. It also suggests attorneys collaborate with settlement planners for better outcomes and informed decisions.
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If you’re going to shill for a structured settlement factoring company, at least know what they are actually buying (i.e. structured settlement payment rights” not structured settlement annuities). The Annuity.Org “All-Star Team” somehow managed to flunk, badly, again.
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While some of the incorrect statements by some settlement planners may seem plausible, it is the nature of damages that the structured settlement payments represent that is a critical factor, not the structured settlement annuity contract itself. John Darer revews the details here,
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Annuity expert is not necessarily a structured settlement annuity expert. Clearly on this showing Plummer is an unreliable source for structured settlement annuity expert advice.
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Why doesn’t JG Wentworth Get Full Credit? 1. A structured settlement IS NOT an annuity 2. According to IRC 5891, the section of the Internal Revenue Code that is the “Mack Daddy”at the core of the stuctured settlement factoring business, JG Wentworth’s business: it is an arrangement.

