Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- 🌿 THE PLANTIFF HEDGE — Q2 2026
- Bad Faith Structured Settlements
- Most Trustworthy Structured Settlement Annuity Companies 2026 by Newsweek/Statista
- The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine
- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
about
Category: Minnesota Structured Settlements
-
by John Darer CLU ChFC MSSC CeFT RSP CLTC 1099-Misc Overview This post explains When Box 3 Applies What is Box 3? Box 3 on Form 1099‑MISC is labeled Other Income and is used to report payments that do not fit into the form’s other specific boxes. Settlement administrators and defendants sometimes report the entire…
-
by Structured Settlement Watchdog Is a structured settlement annuity ours, yours, or theirs? The image was captured on January 8, 2026. It is part of an online ad from a structured settlement factoring company. This ad is awkwardly placed in a news story about a fatal shooting in Minneapolis, Minnesota on January 7, 2026. The…
-
A structured settlement is NOT an award. A settlement is a compromise. A structured settlement may be part of the compromise. There has to be a “meeting of the minds”. There has to be an agreement. The settlement agreement is a contract.
-
Investors, financial advisers and insurers of financial advisors should be mindful of a crucial provision of the 2017 Life & Health Guaranty Associations Model Act (#520) which has been adopted by the majority of the United States when evaluating the suitability of structured settlement receivables as investments.
-
Which current and former structured settlement annuity issuers have made the 2024 Ward’s 50® of Top Performing Life Insurers
-
John Darer reviews the Certified Structured Settlement Consultant (CSSC) designation, earned by completing a program by the National Structured Settlements Trade Association and the University of Texas at Austin. The CSSC program, established in 1994, requires 60+ hours of study, work experience, and passing an exam, ensuring expertise in structured settlements.
-
A bill has been introduced to add more teeth to the Minnesota Structured Settlement Protection Act, including unprecedented provisions that address conduct of structured settlement factoring companies’ and their representatives have been observed in Minnesota and across the USA.
-
Star Tribune found that “judges are often hampered by doubts and vague laws”. There is no licensing standard or regulator of sales practices in any state, unlike other financial services. There is no regulator with the deterrent power to fine, suspend or revoke licenses of bad actors in settlement buyouts.
-
Article Implies Structured Settlement Factoring Industry In Massive Undisclosed Conflict of Interest
Advisors Face Major Conflicts On Pension Vs. Lump-Sum Decisions and Sell Structured Settlement Payments vs Lump Sum Decisions. Sometimes the provider of such advice isn’t even licensed and conflicts of interest are not disclosed.
-
When a structured settlement is established, the defendant (or in most cases the defendant’s insurer, pays 100% of its cost of settlement and is completely released from the claims alleged by the plaintiff in the claim or lawsuit complaint.