Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Middlesex Couny Structured Settlements

  • Taxable Equivalent Yield Explained for Structured Settlements

    Taxable Equivalent Yield Explained for Structured Settlements

    The article discusses the misleading nature of high “rate of return” claims in structured settlement proposals, often characterized by terms like “tax-free rate” versus “taxable equivalent yield.” It emphasizes the importance of accurately understanding Internal Rate of Return (IRR) calculations, noting that different cash flows may yield varying results.

  • Legal Malpractice v Anapol Weiss Re 1986 ELNY Structured Settlement Settled With a Tax Twist

    Legal Malpractice v Anapol Weiss Re 1986 ELNY Structured Settlement Settled With a Tax Twist

    The settlement is “in lieu” of plaintiff’s human capital lost in the 1981 plane crash. The Yerkes settlement is intended to be a 1-to-1 replacement of damages awarded to Plaintiff in his original suit alleging physical injury, staying faithful to the principle of “human capital” rationale that emanates from Section 104(a)(2) as instructed by the Supreme…