Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Madoff Fraud

  • Scott Rothstein Couldn’t Carry Bernie Madoff’s Lunch Box

    Scott Rothstein Couldn’t Carry Bernie Madoff’s Lunch Box

    Moreover, while a “Sheryl Weinstein” has yet to emerge to comment on the size of his willy, “relatively speaking”, Scott Rothstein’s alleged fraud is nowhere near the “size” or “circumference” of Madoff to be considered Madoff II

  • Madoff Ponzi Scheme and Structured Settlements. Any Exposure?

    Bernie Madoff appears destined to die in jail, the reporting of the fraud in the financial press is likely to cause some confusion. Therefore 4structures.com, LLC has done a brief structured settlement survey of structured settlement annuity issuers for official statements on their Madoff exposure, if any.

  • Year of “Flabbergasting Financial Criminality”

    Page Six Magazine referred to 2008 as "a Year of Flabbergasting Financial Criminality" A historical swindler's gallery that includes Bernard Madoff, Marcus Schrenker,Arthur Nadel,Richard S. Piccoli and Gen-See Corporation,Norman Hsu, Lou Pearlman a/k/a "Big Poppa",Charles Ponzi,William Miller a/k/a "520%",Dana Giacchetto, Raffaello Follieri, Alberto Vilar shows that even the rich and sophisticated are susceptible to dissipation…