Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Los Angeles Structured Settlement Investments
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Refactored Structured Settlements is used by some to unartfully describe investments in transferred structured settlement payment rights from other people’s structured settlements, when used as an alternative investment vehicle to a settling plaintiff.
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You or your US clients may be pitched investments in other people’s structured settlements using the false flag claim that they’re annuities. Structured settlement receivables aren’t annuities and bear risks to investors that may make them unsuitable for vulnerable retirees and personal injury victims.
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The risk for people who are already invested in other people’s structured settlement payment rights is that the exclusion is applied retroactively and they have no protection in the event of insolvency of the underlying annuity issuer or bankruptcy of the qualified assignment company.
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Structured settlement receivables are NOT annuities and NOT eligible for a 1035 exchange. Holders of retirement annuities may be in for a nasty surprise if they liquidate tax deferred annuities to buy “secondary market annuities”.. It could mean hundreds of thousands in taxes/penalties.. Yuck!