Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- “From ‘Bridge to Bitcoin’ to $337M Daily Losses: Less Than a Year Apart.”
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
about
Category: Long Term Care Insurance
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A Responsive Structured Settlement Commutation Rider helps maintain the benefits of structured settlement payments for survivors by assuring that only the amount necessary to pay the shortfall in the obligation to pay off liens (with an SNT), and/or tax liability (as the case may be)
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Anyone who sold structured settlement payments for pennies on the dollar, as insurance against rising rates to “avoid becoming poorer”, would have actually done worse by selling. Most predictions fail to account for the rate you’re already receiving on the cost of the existing structured setttement.
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The long term care policy paid more than 6 times what was paid in premiums, allowing my father to live a dignified and enriched life to the end in the best facility, allowed us to supervise his care, maintain our careers and to preserve his and our own assets. It gave us choices.
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Small business owners who itemize may be able to deduct 100% of their medical, dental, and qualified Long Term Care Insurance up to the Eligible Premium amounts listed above [IRC 162(l)]. for themselves, their spouse, and their dependents if …
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The cost of long term care is rising and it’s not covered by health insurance. 70 percent of people over age 65 will require some type of long-term care services during their lifetime. On average, care will be required for three years.
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As a settlement expert, long-term care and extended care naturally align with planning requirements in certain personal injury cases, extending to a wider scope that encompasses the lives of stakeholders and their families involved in these cases.
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Over my 30 year career I have developed a set of skills to help people plan for financial transitions and life contingencies and helped them and/or their families through those financial transitions. Let’s talk about your financial transitions. Call me at 888-325-8640
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John Griffiths was the lead plaintiff in a class action lawsuit against Aviva and Athene. Athene agreed to provide annuitants a CMA. Some annuitants received a modest financial recovery. A needless, unfortunate episode for the insurers, underscoring the need to be vigilant when insurers transition, or runoff their product lines.
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Settlement proceeds from a personal injury, wrongful death or other type of settlement may be structured to contribute to the annual funding of long term care insurance.