Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- “From ‘Bridge to Bitcoin’ to $337M Daily Losses: Less Than a Year Apart.”
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
about
Category: Life Insurance Buy Sell Agreement
-
If you smoke anything other than cigarettes you may now be able to qualify for “Standard Plus” non smoker rates on term life insurance, universal life, whole life or other form of permanent insurance.
-
The contestable period on a life insurance policy is designed to protect the insurance company and policyholders (in the case of a mutual company) or stockholders (in the event of a stock company) from material misrepresentation and frauds. The actuaries of the insurance company sets its premiums in good faith relying on the truthful recording…
-
by John Darer CLU ChFC MSSC CeFT RSP CLTC There are a variety of reasons that life insurance maybe a good purchase by or for the benefit of tort victims and their attorneys. Some of these include: Life insurance on parents (or grand parents) who provide care giving services and/or support can provide an immediate…
-
The state insurance commissioners have created the Interstate Insurance Product Regulation Commission to allow insurers to file products under uniform standards, allowing products to be sold in all member states.
-
Life insurance may be an important element of a settlement plan for personal injury recovery management when recovery involves a minor child or incapacitated adult, particularly if the parents are the primary caregivers. Life insurance can be used to finance the cost of a replacement caregiver, or someone who will replace certain services that are…
-
The Tax Court held in Dyer v Commissioner, T.C. Summary Opinion 2008-23, that income received by the taxpayer’s law firm, upon the lapse of a life insurance policy, insuring the taxpayer, was not taxable to him or his wife because they were not owners, and did not receive income from, or any benefits of the…
-
The contestable period, as outlined in the policy, represents a timeframe during which a life or health insurance company can safeguard itself against material misrepresentations made by a prospective insured in the insurance application.
-
Mandatory switch of mortality tables to the 2001 Commissioners Standard Ordinary (CSO) as of January 2009. 1980s tables were used previouly and there have been improvements in mortality along the way.