Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Kentucky Structured Settlements
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Pre-funding a structured settlement can expedite the closing process and safeguard favorable rates in fluctuating interest environments, benefiting all parties involved. Insurance companies often issue pre-fund refund letters, minimizing risks for defendants. This approach is particularly useful in complex court systems like New York, ensuring timely funding of settlements.
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When using split funding a structured settlement in any combination, whether a duration split, carrier split, or a product split structured settlement design , it’s a good idea to have a summary delivered to the plaintift.
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Structured Setlements for Minors, Structured settlement annuities are excellent settlement planning tools to provide cash flow certainty where there is a need for certainty. Read more about Structured Settlements for Minors and Young Adults and how they were used effectively for a Kentucky minor
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It is highly unlikely that a judge would approve the sale of minor’s structured settlement payment rights for pennies on the dollar to make a discretionary purchase such as an ATV for a minor. Selling a structured settlement to pay for an ATV for a minor also makes no financial sense
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In December 2006, a legal opinion raised doubts about the ability of assignment companies to restructure periodic payments, leading many insurers to withdraw from commutation programs, favoring factoring companies. However, a 2009 IRS ruling clarified that assignment companies could restructure obligations without tax implications, allowing insurers to resume commutation offerings.
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The United States Department of Justice FTCA staff notched another victory in the continuing dispute over whether it is possible to factor payments made under an annuity contract owned by the United States. The 5th Circuit Court of Appeals’ .decision leaves Peachtree grabbing for straws
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Kentucky Insurance Department took action against predators targeting AIG policyholders in 2008
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I chuckle at advertisers with mismatched theme music in adverts. A mosquito? A blood-sucking insect? ‘Smells Like Teen Spirit’ smells more like a structured settlement cash now tune. “I’m worse at what I do best, And for this gift I feel blessed” could be the mantra for several factoring companies.