Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Infant Settlement Planning
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A structured settlement lock-in protects against interest rate shifts for brokers and planners at case resolution. It guarantees specific payment streams, often without fees for short periods. Lock-ins enhance satisfaction and funding security, especially for minors or wrongful death settlements. Absence of a lock-in risks delays and potential financial losses.
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When it comes to structured settlement documents, leave your cookie cutter in your kitchen and the scissors and glue in the arts and crafts box. “It’s the way we’ve always done it” doesn’t mean “it has always been done” correctly.
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Years ago, before IDEA, children with disabilities were referred to in legal decisions as imbeciles. If a child was mentally retarded, by statute, the child had no right to an education. If a child was in a wheelchair, the child was a fire hazard and excluded from public school.
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The American College has enhanced the Chartered Financial Consultant® (ChFC®) designation, now requiring nine college-level courses starting October 1, 2009. This includes elements of the CFP certification and specialized electives. Established in 1982, the ChFC® signifies a high standard of knowledge in financial planning, distinct from the CFP credential.
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On July 15, 2008, Louisiana Governor, Bobby Jindal signed HB133 a bill favorable to structured settlements and judgments in favor of children. The bill provided an amendment and reenactment of Article 4521 to Code of Civil Procedure and enacted Articles 4272(C) and 4522.