Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Index Linked Structured Annuity Rider

  • Goldilocks and the Three Bears is theTeddy Bears’ Big Surprise

    Goldilocks and the Three Bears is theTeddy Bears’ Big Surprise

    The moral of “Goldilocks and the Three Bears” emphasizes the importance of respecting others’ belongings, understanding the consequences of one’s curiosity, and the value of apology and forgiveness. Goldilocks learns her lesson, becomes honest, and earns the bears’ forgiveness, illustrating the significance of making amends.

  • Structured Settlement Industry Primary Market Update

    Where Pat Hindert Sees Bleak I see Strands of Optimism. The fact is that structured settlement industry premium is up 7% year over year, It’s worth noting that production increased despite the withdrawal of two companies from the market in February 2013.