Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Imperial Holdings, Inc.
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Judges are the last clear chance to prevent Allstate annuitants from getting “hoodwinked” into selling their structured settlement payment rights for a discount rate that is greater than the Allstate AFEN rate. They should reject any case where the effective discount rate exceeds the AFEN rate, all expenses in.
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It is critical that structured settlement cash now pushers’ behavior be exposed and documented. It just does not seem right that some poor bastard needs to be shackled to an noncompetitive cash now pusher.
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Judges in some New York jurisdictions require evidence of competitive shopping on infants compromise cases prior to approving a structured settlement. So why not require a reasonable amount of competitive shopping when someone is seeking Court approval to liquidate them.
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Insurers who write structured settlement annuities need to be mindful about not purchasing secondary market deals or securitizations from factoring companies who have charged excessive discount rates to annuitants whose circumstances result in the need to liquidate some of their structured settlements down the road.
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Trouble in the structured settlement factoring industry “sandbox” as RSL Funding issues a press release referring to the Imperial Holdings,LLC Initial Public Offering as a “Repeat of the Dot.com bust” and stating the stock was “overvalued”.