Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Houston Personal Injury

  • Examining Lawyer Fiduciary Duty in Structured Settlement Deals

    Examining Lawyer Fiduciary Duty in Structured Settlement Deals

    Patrick Daniel, a Houston personal injury lawyer, member of the LA and TX bars, advised his client to accept a structured settlement one day, while on another day, directly or indirectly enters into a contract with client to buy their structured settlement payment rights at a grotesque discount

  • Ethics of Lawyers Buying Structured Settlements Explored

    Ethics of Lawyers Buying Structured Settlements Explored

    Personal injury lawyer in a position of superior knowledge and trust, takes financial advantage of a personal injury client by entering into a structured settlement factoring transaction using an offshore company controlled by the TX/LA lawyer, shafting the client for in excess of a $1 million spread, Gross!