Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: ” Guaranteed to OutPerform”
” Guaranteed to Outperform” is a tagline that is a compliance nightmare wrapped in a sales cliché. It fails on every dimension that matters in the structured‑settlement world—truthfulness, suitability, regulatory defensibility, and basic credibility. Yet “guaranteed to outperform” is being used to promote structured settlement receivables to investors by a Florida company.
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🧭Leskus Discussus: Holiamus Moly Moly Molé 🦟Bitten by mosquitoes, itching at the same old spots — the Holy Moly, the MOLY MOLY MOLÉ — the pattern🔁 always resurfaces. For more than a decade, the structured settlement secondary market has evolved in ways that reflect regulatory guidance, industry consensus, and simple accuracy. Terminology has tightened. Disclosures…
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The tagline “Guaranteed to OutPerform” used by MJ Settlements is misleading and non-compliant, suggesting unrealistically high returns without substantiating performance claims. It implies guarantees that do not exist, potentially exposing the company to regulatory scrutiny and legal action. Such claims undermine consumer trust in the structured settlement industry, presenting serious ethical and legal risks.
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These examples of bad business conduct by structured settlement originators demonstrate possible reputation and financial risk factors for the settlement planners and the lawyers who refer them to their clients that may not been disclosed or even considered.