Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Genworth Customer Service

  • Hartford, Genworth and AEGON apply to become Bank Holding Companies

    Several insurance groups with ties to the structured settlement industry submitted applications to become bank holding companies to the Office of Thrift Supervision (OTS) on Friday November 14, 2008. The Hartford Financial Services Group, parent of current structured annuity issuer Hartford Life Insurance Company, Genworth Financial Inc., and Aegon NV, parents of former structured annuity…

  • Structured Settlement Annuity Companies Stand The Test Of Time

    Best’s Review named 63 insurers who have maintained a Best’s Financial Strength rating of A (Excellent) or better for at a least 75 years. A number of these companies issue structured settlement annuity policies, or are former issuers of structured settlement annuities.

  • Dear Genworth Here’s My Bill

    Hey Genworth are you listening? When you took on the old GE Capital book of business did you think you could just ignore YOUR POLICYHOLDERS? Why can't Genworth send notices to ALL old GE Capital policy holders with Genworth's correct phone number.  I get so many calls from your distraught policyholders on 4structures.com, LLC's toll-free…