Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Firm Wide QSF

  • The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine

    The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine

    For attorneys and settlement planners who actually know how a 468B fund is supposed to work Treasury Regulations § 1.468B-1 The Treasury Regulations under § 1.468B-1 grant settling parties considerable latitude in structuring a qualified settlement fund. A QSF can be a state-law trust, and, in certain circumstances, if created by the defendant, it can…

  • Single Claimant QSF Investing in Structured Settlement Receivables, Is it Legit?

    Single Claimant QSF Investing in Structured Settlement Receivables, Is it Legit?

    Structured settlement receivables are often misleadingly marketed by promoters and settlement planners. Tax attorney Robert Wood warns against the potential misuse of Single Claimant Qualified Settlement Funds (QSFs) to defer payments for extended periods. He emphasizes the risks involved, particularly for minors or incapacitated persons, and highlights key misunderstandings regarding these financial products.

  • Is Master Qualified Settlement Fund a Fable?

    Is Master Qualified Settlement Fund a Fable?

    Qualified Settlement Funds Advances and Updates, a 2020 presentation by tax attorney Robert Wood and Eastern Point Trust CEO Glen Armand raises doubts about the viability of a master qualified settlement fund. . A multi-case master qualified settlement fund is referred to as a fable, a fictitious narrative or statement, according toi Merriam-Webste