Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Fairfield County Structured Settlements
Fairfield County structured settlements news and information about structured settlements and settlement planning and John Darer expert reviews that may be of interest to personal injury attorneys and their clients with cases in Fairfield County CT
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In August 2025, a Florida company issued a misleading press release promoting a “bridge to Bitcoin,” targeting structured-settlement recipients. Despite appealing language, it lacked essential financial regulations and misrepresented the transaction. By early 2026, market volatility caused significant losses, particularly for vulnerable investors, raising concerns over the pitch’s risks and ethics.
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The article discusses the misleading nature of high “rate of return” claims in structured settlement proposals, often characterized by terms like “tax-free rate” versus “taxable equivalent yield.” It emphasizes the importance of accurately understanding Internal Rate of Return (IRR) calculations, noting that different cash flows may yield varying results.
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A structured settlement is NOT an award. A settlement is a compromise. A structured settlement may be part of the compromise. There has to be a “meeting of the minds”. There has to be an agreement. The settlement agreement is a contract.
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Structured settlement annuities continue to be popular settlement planning option. As we enter Q4 2024, the strength of structured settlement annuities as a settlement planning option could not be more evident. Year to date, Q3 2004 was the most prolific for structured settlement annuities.
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It is well settled that factored structured settlement payment rights are not annuities. Factored Structured Settlement Receivables are an unregulated non-insurance product sold by legitimate companies as “”Structured Settlement Annuities” and “Secondary Market Annuities”. It’s just reckless at this point.
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Are investments in structured settlement receivables suitable for tort victims? In rare circumstances and after careful deliberation. Buying fixed annuities doesn’t require a court order to be concluded or have such an exposure to transactional risk as do structured settlement receivables.
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The hammer is coming down on the possibility of any investors in structured settlement receivables (factored structured settlement payment rights), deriving any benefit from insolvency protections designed to protect buyers and beneficiaries of legitimate annuities and life insurance.
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If the payee entered into the structured settlement within 5 years prior to the date of the transfer agreement, then the transferee must provide notice to the payee’s attorney of record at the time the structured settlement was created California Code, Insurance Code – INS § 10139.5(f)(2)(L)
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In June 2018, John Bair demanded a Non Disclosure Agreement regarding conflicts of interest, which I rejected. CrowFly, where Bair is a director, promotes conflicting messages to buyers and sellers of structured settlements, claiming to act in both parties’ best interests. This raises questions about genuine commitment versus mere belief in transparency.
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LTD settlements and LTD Buyouts. There is virtually no circumstance if you are totally disabled, where selling your employer paid long term disability claim payments makes financial sense.